Moja is a smart phone app that lets family and friends save together, simply, affordably and transparently. For more about us click here.
We are committed to ensuring the safety & security of your money. Moja is built using industry standard security features & only works with trusted partners.
We do not charge a fee for deposits into Moja and you can move money to and from your personal Moja wallet to your Moja savings group at no cost.
Our fees for withdrawing from Moja are fair and transparent
You can deposit and withdraw money from your Moja wallet using your Mpesa account.
Once you have downloaded Moja you can create a savings wallet and invite family and friends to join.
Anyone who wants to join a Moja savings wallet has to be approved by all members of the savings group.
Before anyone can withdraw money from a shared savings wallet, a majority of members have to approve the withdrawal. This keeps your money safe.